Muarif, S., S. Syahril, O. R. . Risma, D. . Ariani, and N. . Suhendra. “The Impact of Digital Payment Systems on the Income of Micro, Small, and Medium Enterprises in Aceh Barat Regency (Case Study of Johan Pahlawan District)”. TOFEDU: The Future of Education Journal, vol. 4, no. 9, Dec. 2025, pp. 5601-1, doi:10.61445/tofedu.v4i9.1313.