“The Analysis of QRIS Usage in Micro, Small, and Medium Enterprises (MSMEs) in Medan City to Encourage Digital Economy Development”. TOFEDU: The Future of Education Journal 3, no. 5 (December 1, 2024): 1151–1156. Accessed October 9, 2026. https://journal.tofedu.or.id/index.php/journal/article/view/214.