The Implementation of Savings and Loan Services by the Salayo Sepakat Village-Owned Enterprise under Government Regulation Number 11 of 2021 concerning Village Owned Enterprises in Nagari Salayo. TOFEDU [Internet]. 2026 May 13 [cited 2026 Oct. 9];5(2):2060-71. Available from: https://journal.tofedu.or.id/index.php/journal/article/view/1768